Under the National Law, a registered health practitioner must not practise their profession unless they have appropriate Professional Indemnity Insurance (PII) arrangements in force. The Board may require a registrant to provide evidence of this. The PII registration standard is available on this website.
Public hospitals and other public sector employers often provide Professional Indemnity Insurance cover for their employees, however, it is the responsibility of the individual registrant to check that appropriate Professional Indemnity Insurance arrangements are in place.
It’s the responsibility of each practitioner to do the assessment of what the risks are and what level of insurance is required for your scope of practice. The Board’s Registration standard: Professional indemnity insurance arrangements provides a series of prompts that help you to assess the risks that are involved in your area of practice. If you’re in doubt about what’s an appropriate level of cover, you might find it helpful to consult an insurance professional. They will help you assess the potential risk of harm to the public and the appropriate level of cover for you.
If you hold general registration, you must hold Professional Indemnity Insurance for any practice you undertake. This includes paid and voluntary practice. While you are not doing any practice at all, you will not need Professional Indemnity Insurance. Note that the Board’s definition of practice is broad, and can be found on the non-practising registration form.